Online Baccarat in New Jersey

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NJ online baccarat is a card game in which players aim to score as many points as possible using two or three cards. In the state of New Jersey, online gambling was legalized in 2011. Since the mandate was passed and playing baccarat online became legal in the state, casino players started flocking to baccarat tables.

We have thoroughly reviewed all the casinos with baccarat in New Jersey according to the most important criteria like safety and security, variety of games, RTP, bonuses, payment methods, transaction speed, and ease of accessibility via mobile and desktop, among others. After registering at each site, deposition, trying out a few games with an active bonus and without it, reaching out to customer support, and proceeding with the withdrawal, we’ve picked the best casinos for online baccarat in New Jersey.

Top Baccarat Online Casinos in New Jersey

Here is the list of top online baccarat casinos in New Jersey, according to our research.

Casino Name Number of Baccarat Varieties House Edge Welcome Bonus Most Popular Baccarat Version
888 Casino 92 1.46% 120% up to $500 + $20 free Baccarat Squeeze
Golden Nugget 19 1.24% $10 no-deposit bonus + 100% match bonus up to $1500 Classic NJ Live Baccarat Online
PokerStars Casino 8 1.24% 100% match deposit bonus up to $600 with promo code STARS600 Lightning and Peek Baccarat Live
Caesars Casino 3 1.06% 100% up to $2,000 with USBBONUSL Lightning
BetMGM 5 1.06% 100% up to $1000 with promo code PLAYNJFREE + $25 free Punto Banco Live Dealer Baccarat

888 Casino

There are 92 varieties of casino baccarat online on the site, such as Punto Banco, Chemin de Fer, and Lightning. Players are allowed 5 different NJ online baccarat betting options. In addition to standard bets on banker and player, you can wager either on Player or Banker pair. The maximum payout rate can be as high as 200 to 1. The house edge is 1,46%. After registration, you can get a welcome bonus of 120% up to $500 + + $20 for free that you can use for all live dealer baccarat games.

The most popular baccarat version among players is Baccarat Squeeze because of the allowed side bets.

Golden Nugget

Golden Nugget is renowned for online casino baccarat in the US with its collection of 19 game versions. Its house edge is 1.24%. After registration, all players get a no-deposit $10 bonus using promo code PLAYBONUS. An additional bonus you can apply to baccarat is a 100% match bonus of up to $1500 after your first deposit.

The most popular version is classic NJ Live Baccarat Online. This version is the easiest to master, which is vital for beginners, and it has a wide range of bets from 1 to 1000 coins, which is attractive to high rollers.

PokerStars Casino

PokerStars offers a collection of eight baccarat titles. The house edge is 1.24%. PokerStars rewards all new registrants with a 100% match deposit bonus of up to $600 with promo code STARS600, which can save your playing budget for all the mentioned game versions.
Being one of the best online baccarat casinos, it boasts some hallmark titles like Lightning and Peek Baccarat Live. The first variety offers a 1.06% house edge, and the second is popular because gamblers are allowed to watch the cards being dealt while adjusting their wagers.

Caesars Casino

Caesars Casino hosts a total of three game titles and offers a theoretical RTP of 98.94% for the banker, 98.76% for the player, and a tie return of 85.64%. The house edge is 1.06%. Two versions (Lightning and Punto Banco) are available in a free mode for those who want to play online baccarat for free. You can get a welcome deposit bonus of 100% up to $2,000 with USBBONUSL after a minimum deposit of $20.

The most attractive version of baccarat for real money is the Lightning variant, where you can win big thanks to additional bonus multipliers on regular and side bets.

BetMGM

Our key takeaways upon reviewing all gambling sites include that BetMGM and Caesars have a better house edge when it comes to online casino live baccarat. The house edge of BetMGM Casino is 1.06%. It offers a list of five game variants. BetMGM gives all new baccarat players a substantial bonus of 100% up to $1000 after a minimum deposit of $20 using promo code PLAYNJFREE. Additionally, you will get $25 for free after the registration.

Punto Banco Live Dealer Baccarat is the most played game because of its high RTP, which is 98.96%.

Versions of Online Baccarat Games in NJ

There are several versions of this table game. Each of them is described below, together with its unique features and advantages.

Live Dealer Baccarat

Live dealer baccarat game is a well-known variation with a real croupier, where the cards are played out in real-time using a fair play system. It is more realistic and immersive than other versions due to in-game interactions. In this baccarat version, you have to select a chip and click on the bet option you want to choose. The screen will automatically show a chip being placed on that option. Depending on the results, you can pull further or stop. Bets are paid out at an average of 8 to 1, and the RTP is 98.94%.

Classic Baccarat

This is the typical NJ baccarat table game played on a single table, where you wager on the player’s bet or the house bet. You have to select the appropriate bets where you want to lay your chips on the screen and then click on ‘Play.’

Chemin de Fer

The main difference of this casino baccarat is that players place bets against each other. The table provides 12 places for players, which is the maximum number, and the minimum is 8. The output starts with 6 shuffled decks. At the beginning of the round, one player becomes the banker, and this role is afterward transferred to the other players. The bank bets an amount, and other players can bet the same sum against the bank. If no one does this, everyone takes turns putting in the amount they think is necessary.

Punto Banco

In Punto Banco, one hand is dealt to the player and the other to the banker. The dealer continues to distribute cards, and players place bets on which hand will win or whether the round will end in a draw.

How to Play Baccarat Online?

The rules of how to play baccarat online are as follows:

  • You can place bets on both the player’s hand and the banker’s hand.
  • The minimum bet amount depends on the casino baccarat table game you’re playing.
  • You can bet on either hand, and the numbers need to add up to more than your opponent’s hand for the win.
  • For instance, if you find yourself with 4 + 4 = 8 and your opponent gets 5 + 2 = 7, you win
  • Any player landing a combination of 5 or lower in online baccarat casinos will receive the third card value added to the total.
  • You should never put in more than 5% of your account balance on a single bet. It reduces your chances of coming out as a winner.

Popular Baccarat Bets and Payouts

Possible bets and payouts in baccarat are presented below:

  • The player pair, wherein the gambler gets two same cards from different suits and wins the game, has a payout of 10:1.
  • The perfect pair, wherein the player uses two cards to make the hand, brings a win of 25:1 when this hand is completed successfully.
  • The next bet is the natural 9, wherein the gambler receives two cards that add up to a total of 9; the payout, in this case, is 9:1.
  • Lucky 7’s is a bet where the player or banker can win by landing two 7’s, and the payout if offers is 77:1.
  • The banker’s hand also has natural 9’s as an option, and it pays out in the ratio of 9:1 in the best baccarat games.
  • The next banker’s hand bet is either pair, wherein you get a payout of 5:1
  • The ranker pair is the last bet on the banker’s hand you can make with a payout of 10:1.
  • The final bet is the tie wherein two players get the same number combination, and the payout is 9:1.

There are also side bets in the game that are worth considering. These are bonus bets that can be placed on an alternative course of the game. For example, Bellagio Match has a payout of 75:1 if you land three cards of the same kind. Lucky Bonus is another bet side bet where you assume the banker will get a hand with 6 points.

Players use a roadmap to understand the results of previous games better. This is a graph that clearly demonstrates how to play baccarat rounds and allows you to plan the next possible outcomes.

Playing Bacarrat For Real Money vs. For Free in NJ Online Casinos

You can try demo games at the best baccarat casinos like BetMGM and Caesar, which allows you to comprehend how wagers work and helps you prepare to gamble with real money. Other advantages of playing free baccarat are as follows:

  • You get a feel of the gameplay and what the win percentages are like
  • You can practice your betting skills to refine them and make more wins
  • You’ll be able to understand the different bet strategies and how to use them

After you’ve honed your skills by playing online baccarat for free, we recommend getting started with real money play, which you can do by following these simple steps:

  • Choose a reliable casino from our list of the best baccarat casinos and register your account. Enter personal data, and create a login and password.
  • Go to the checkout section, pick a deposit method and confirm the payment.
  • In most casinos, after the deposit, you can get a welcome bonus. Check its conditions in the bonus terms on the website. Often a special promo code is required.
  • Go to the table games section, choose the version of the game that you like the most, and click “Play.“

Mobile New Jersey Online Baccarat Games

Some NJ baccarat online casinos offer more game variants for mobile devices than for desktop versions. These sites are PokerStars, BetMGM and 888Casino. PokerStars boasts a dedicated mobile baccarat app for iOS and Android users. Other sites allow direct access through a smartphone or tablet browser. The mobile baccarat games work better if you have high-speed Internet and the gadget is updated to version 5+ of Android or iOS 11 and higher. The mobile site is sorted more conveniently than the PС version, and access to the checkout section is more simplified and does not require long scrolling through the available deposit methods. If you have already played some games, the mobile version remembers them and displays them first in the list. If your smartphone has a fingerprint sensor or eye print scanner, your account is more protected from outsiders.

Best Strategies to Win at Online Baccarat Games

Experienced players use some stellar baccarat betting strategies to win, which are discussed below.

Bet the Banker

Since the house edge in the baccarat game is substantial, betting on the banker’s hand makes more sense. In a tie game or a zero-sum game, the odds of baccarat in New Jersey are skewed in favor of the banker’s hand winning, exceeding 50%. Conversely, the odds of the player’s hand winning are below 50%. Thus, the banker’s hand is an obvious and safe bet choice. This baccarat strategy is useful to people with a small bankroll. Using this strategy, you will stand a chance to win more games. However, you cannot receive back more than you invested because the house has an edge of 1.06% on average.

Martingale System

The idea behind the Martingale system is to keep betting until the gambler wins the biggest bet. For instance, a gambler places a $15 bet on the bank’s hand. When the net loses, the system suggests you double your bet on the same hand. Thus, you place $30 on the same bet. Now, if this results in a loss, your next wager should be at least $60 on this same bet. The system indicates that at one particular time, the odds of baccarat in New Jersey are bound to make a hand win. This system is 100% fail-proof, which is often banned by the baccarat rules of many casinos. Additionally, you require a large bankroll to take it on, making it infeasible for baccarat players with a small budget.

Fibonacci Strategy

The Fibonacci strategy of playing takes account of the mean revision theory and enhances your odds of baccarat. Its gist is that a bet is supposed to win for sure. When you use this sequence in your baccarat game, the strategy is to increase your wager amount according to the series 1, 2, 3, 5, 8, etc. For instance, if you lose your initial bets of $5 each, the third bet needs to be 3x or $15. If you lose three bets in a row, your fourth bet must be 5x or $25. This baccarat strategy has proven to be effective. However, it entails a greater deal of risk than the Martingale system, indicating that you need a hefty bankroll for it.

Advantages of Playing Baccarat Online

Live baccarat casinos allow gamblers to play from home and feel the same emotions as when visiting land-based casinos. During NJ live baccarat betting, you will be greeted by professional croupiers and gambling experts and can exchange experiences with fellow gamblers at the table. In most online casinos, you may try demo versions of games first to get acquainted with the rules and practice before real money play.

Another highlight of online baccarat betting is special bonuses for newbies and regular players. The return rate in casino baccarat will help you quickly cover your wagering requirements. The betting range is suitable for different levels of players. You can enter the table with a bet of $0.50 at Mini NJ baccarat or try to catch the big fish with bets of $500 in the Supreme version.

Conclusion

Players have a diverse range of games baccarat available in NJ online casinos. Online baccarat betting has become popular over time and remains one of the top trends in 2023. The mobile experience and demo games make it easier for people to learn and get started with the game on the go.

We suggest you check out our recommended baccarat betting strategies before heading in. Practice always makes perfect, and this applies well to this table game. Use the strategies like Martingale to fine-tune your understanding of how baccarat works.

FAQ

You should check out BetMGM and 888 Casino. The superb gameplay and graphics of the games, along with excellent live chat interfaces and game options, are the main reasons why we recommend these gambling sites.

Select a well-known, reputable online casino. Additionally, check for licenses. Most good casinos are licensed by the New Jersey Division of Gaming Enforcement. Or you can save time and go for one of the casinos from our list, as they all meet the highest quality standards.

Yes, you can play the demo version at a few of the most-renowned NJ casinos like 888, Caesars, and Golden Nugget.

You can be 100% sure that the casinos we’ve chosen for you provide safe and fair gambling as we've tested them ourselves to ensure you can not only win but also cash out your winnings easily.

Yes. Employing the right strategies will help you win real money easily. But make sure you don't play a demo version if you want to get real cash.